From your bag not turning up at the baggage carousel to an unexpected trip to the hospital, there are plenty of reasons you might need to have travel insurance.
When you plan a holiday, you don’t want to think about what could go wrong.
But it’s useful to have an idea of what you might use travel insurance for, to help you choose the right policy.
In March we surveyed over 800 travelers who had recently claimed on their policies.
Here, we’ll reveal the five most common types of travel insurance claims.
1. Medical costs
Medical cover was the most utilized section of travel insurance and was behind 28% of claims in our survey.
For travel to many European countries, you benefit from protection under the Global Health Insurance Card (GHIC), which entitles you to emergency treatment at the same cost as residents of the country.
Health-related costs that may not be covered by the GHIC include transfers between hospitals or travel back to the UK where medically required or any treatment in a private hospital. According to trade body the Association of British Insurers, these costs can be ‘jaw droppingly high’.
In one such case, the cost of medical