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There are several choices for borrowing more on your mortgage to pay for repairs and renovation. These embody a cash-out refinance, a FHA 203 loan, a Fannie Mae HomeStyle mortgage and a Freddie Mac CHOICERenovation Mortgage. There are also Energy-Efficient Mortgages, or EEMs, that let you finance energy-efficient improvements to your house as a part of an FHA or VA mortgage. Homeowners ought to compare the price with obtaining a house equity loan or home fairness line of credit score , since those choices may be cheaper or more flexible. […]