Tag Archives: travel insurance reviews

A spokesperson from the Insurance Council of Australia said travel insurance doesn’t entitle you to unlimited cover, noting all policies have limits and exclusions, and it’s important to be informed and choose the right level of cover for your circumstances.

“Most travel insurance policies will cover people under the influence of alcohol up to 0.19 per cent, which is about four times the legal limit to drive in Australia,” the Insurance Council of Australia spokesperson said.

“Not all policies are the same. Understanding the Product Disclosure Statement is crucial as it details inclusions and exclusions, including cover for non-alcohol-related incidents.”

Motorbikes and scooters

If you’re not allowed to do it in Australia, your travel insurance policy probably won’t cover you if you do it overseas, regardless of the local law.

Suffer an injury or cause damage while riding a motorcycle, moped or scooter without a current, full Australian license and travel insurance is unlikely to cover you. That’s despite the law in some countries that allows you to ride without a license. For example, in Italy, anyone who holds a license to drive a car can also ride